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But can that be, almost 200 euros for free to borrow, or are there still snags under the grass so that you still have to incur a lot of costs at the end of the ride. It is certainly possible, borrowing money with low costs, you just need not be in a hurry to get the 200 euros in your account, with a little patience of a few days you save enormously on costs.

It also applies to other small amounts that you want to request.

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If you want to borrow money quickly, you are often tied to costs that ensure that your loan is paid extra quickly, but if you are not in a hurry, you can indeed borrow 200 euros for free, but a lower or higher amount is also possible. Of course, the only thing you are always stuck with, whether you want your money fast or not, is interest, but because you borrow a small amount for a short period, these are negligible amounts.

As an example the 200 euros for a period of 30 days, you will see that you pay 2.33 in interest, then choose no extras and after approval you have the money in your account within 4 days without further costs.

Advantages of a mini loan

To the advantages, there are of course a number of disadvantages, but this is often only when you are in a hurry to get your loan into your account, borrowing money quickly almost always costs extra money. The mini loan is for everyone between 21 and 75 years old, you can apply within 5 minutes and a bkr registration is no objection. Another advantage is that you get rid of it quickly again because of the short duration of 30 days, see it as an advance on your salary.

Repay your loan

Repay your loan

With a small loan borrowing is totally different than with a regular loan such as a revolving credit, a revolving credit (or other credit) you repay in monthly installments, until the entire amount is paid. With a mini loan you have to transfer the entire amount in one go on or before the agreed term, the advantage of this is that you get rid of it in one go.

Make sure you keep an eye on this and do it on time, otherwise you will not be able to borrow money there without a BKR the next time.