Do you have big plans, such as buying a boat, car or caravan? Or, for example, renovate a bathroom, kitchen or other space in your house? But do you not (at the moment) have sufficient financial resources to finance that? Then you are probably thinking about a loan. And then you will also have the question: “What can I borrow?” We try to answer this question for you below.
How much money can I borrow?
“How much money can I borrow?” Mainly depends on the question “How much can I borrow?” The National Dutch Banking Group (NDBG) has drawn up a code of conduct for consumer credit. It contains the rules for the maximum amount that someone can borrow.
How much that is depends on, among other things, your living situation, your net income and your monthly rental or mortgage amount. Credit providers use this information to calculate the maximum amount to be borrowed in accordance with the rules of the NDBG. That amount represents a loan that someone can ‘bear’ responsibly.
You can take out a loan up to your maximum amount. However, that does not mean that you have to borrow the maximum amount. Of course you can also take out a smaller loan and repay the amount that you can still miss per month on your loan so that your loan is repaid faster.
Calculate the maximum loan amount
What can I borrow? The credit advisers of Good Financee are happy to calculate it for you. We can give you an immediate answer to the question “How much money can I borrow?” With this knowledge you can then make a choice for, for example, a revolving credit or personal loan. We hereby advise you on the various forms of financing and mediate for you with lenders.
Good Financee also takes care of applying for the loan from the lender for you, checking the quotes, completing the required papers and contacting the companies. You have nothing to worry about. Feel free to contact us by telephone or send an e-mail for more information or to make an appointment with one of our advisors.