Free Consultation888 (142) 2501

What you need to consider before taking out a loan?



Undoubtedly the best credit cards and their promotions are the most consolidated gateway for customers to banks, many of them having doubled the number of loans granted over a year. The beneficiaries belong to different social sectors, what varies is the amount and the end of the money obtained. The most affluent classes invest mainly in vehicle purchases and remodeling of homes, while the middle class in the acquisition of various appliances especially.

It is common to find in the local commercial centers in which you can take the best credit cards with financing lines, offering the advantage of a greater number of installments and the lack of interest applied. The speed in this type of operations is a distinctive quality and the procedures through the Internet constitute 30% of the total of these transactions.

The most outstanding and internationally recognized credit cards , as in the case , operate through important banking establishments and offer the possibility of obtaining cash instantly, with fixed interest rates, without the need for paperwork or requirements. This service is available 24 hours a day, 365 days a year, at any ATM of the corresponding network and can be paid through the account summary of the financial instrument in question.

When choosing the best loan options and those credit cards that make it possible to obtain them, we must take into account some variables such as: grantor entity, type of card, monthly income, age of the applicant, financing interests, punitive interests, cash withdrawal, life insurance, administrative expenses, annual renewal and collection management.

It is necessary to indicate that beyond the financing in purchases and the granting of cash, the most important credit cards in Argentina have a series of promotions.

Offers and benefits of all kinds

Offers and benefits of all kinds

The vast majority of credit cards have a monthly maintenance cost and annual renewal costs that can be absorbed by the benefits they provide in different stores, for example 10% discount in a certain restaurant, or a 20% discount in clothing, or a 10% discount plus 12 installments without interest in appliances, for this reason it is advisable that when you make an expense of these characteristics we have as much as possible to take into account the days and businesses that offer these benefits.

In addition to the credits offered by credit cards, we can find the loans that banks offer us, they can be personal loans that are usually the ones with the highest interest rate and usually have no specific destination for what they usually call themselves. credits for consumption since they are usually used to finance vacations, the purchase of appliances, among other destinations. We can also find the pledge credits which are cheaper than the previous ones and which are so named because they have a real guarantee on an asset that is usually a vehicle. Finally we find the mortgage loans that among the loans for individuals are the cheapest we can find, but to access these we need to acquire a property or make a mortgage on one already acquired.